Insurance Coverage
Alberta Soccer covers its Members with Commercial General Liability, Sport Accident and Excess Travel (out-of-country is now a mandatory purchase) Insurance protection.
The Alberta Soccer insurance policies apply specifically to registered players, coaches, referees, Alberta Soccer directors and staff, volunteers listed in member’s records, and parent volunteers while supervising registered players at sanctioned games, practices, or events. Both indoor and outdoor seasons are covered. Please note, district and community directors are not covered.
Additional information:
- If you have been asked to provide a certificate of insurance for a facility you are renting for soccer purposes, please complete and submit the Third Party Facility Insurance Request Form (coverage applicable in Canada only).
- If you require insurance for a non-tournament, off-field activity (special events, fundraisers, registration days, etc) you will be required to apply for additional coverage. Click here to submit your request by clicking on “Apply for Coverage” and making payment via credit card.
For coverage details and more information, see below:
Commercial General L:
The coverage will pay on behalf of named insured (Alberta Soccer), and the additional insureds, where applicable, all sums of money which the insureds shall become legally obligated to pay as compensatory damages for actual bodily injuries to participants, spectators, and other members of the public. This also includes property damage the insurer(s) shall become legally obligated to pay. The policy does not cover defense of criminal code charges.
If you, as an Alberta Soccer Member, are served with a Court-originated statement of claim, you must contact the Alberta Soccer Office immediately. The Insurers will then begin the process of defending you.
Activities Covered Under the Alberta Soccer CGL Policy
This consists of all Alberta Soccer sanctioned practices, games, tournaments, related training activities and related approved travel.
When am I covered?
General Coverage Pamphlet
Limits of Liability
Please note that all Policy information is provided by Alberta Soccer on a summary basis to give information on what coverages may be available under the Sports Accident and Travel Accident Policies. There may be clauses that limit coverage under the policy and the policy must be reviewed in its entirety when determining coverage. For a full version of the policy please contact General Commercial Liability.
Sport Accident Insurance:
If you are injured in a sanctioned game or practice, make sure you start a claim by filling out the Medical Expense Claim Form or Dental Expense Claim Form, as appropriate, within 30 days .
The Sport Accident Insurance Policy is in place to ensure that you are not out-of-pocket for medical expenses incurred through a soccer injury. These are injuries that result in the following losses within 365 days after the date of accident. Please note these amounts are above what would normally be covered by Alberta Health Care, and Private Health Care Plans. The policy does not cover lost wages from employment.
Common Types of Claims
- Ambulance Fees
- Licensed Emergency Transportation unlimited, subject to Blanket
- Physiotherapy ($500 maximum)
- Accidental Dental
- Out of Province Medical Accident (inside Canada)
For a full list of a coverage options please see the following:
Please note that all policy information is provided by Alberta Soccer on a summary basis to give information on what coverages may be available under the Sports Accident and Travel Accident Policies. There may be clauses that limit coverage under the policy and the policy must be reviewed in its entirety when determining coverage.
Excess Travel Insurance:
This is now mandatory and covers all potential injuries on and off the field while outside of Canada. It is also excess of Alberta Health Care and private health care plans so it very important to ensure all members travelling have their health cards with them.
The rate for this coverage is $5.00 plus GST per member per day.
Important
- Please carry the Travel Medical Card when travelling outside of Alberta. This card will be provided once your travel permit has been approved by Alberta Soccer. Please contact the Alberta Soccer office if you have not received your travel card.
- You MUST notify Sutton Special Risk immediately when medical services are required, or within 24 hours of hospitalization. 24/7 contact information is provided on the Travel Medical Card.
- Claims must be reported within 30 days of occurrence.
- Written proof of claims is required within 90 days of occurrence.
- Claims cannot be considered unless the form is duly completed and signed by the claimant and submitted along with documentation.
- All documentation must be supplied free of expense to Insurer.
Type of Coverage/ Sum Insured
Coverages under the Excess Travel Insurance policy may include the following. Please note that all Policy information is provided by Alberta Soccer on a summary basis to give information on what coverages may be available under the Sports Accident and Travel Accident Policies. There may be clauses that limit coverage under the policy and the policy must be reviewed in its entirety when determining coverage.
Please note this is a general description of Alberta Soccer member coverage, and specific terms, conditions and exclusions may apply. Please contact Sutton Special Risk for any specific questions.
For More Information Visit: https://albertasoccer.com/insurance/
